Wow! This year has flown by! It was a great year. We got to travel and do so much to our house. And I even got to buy a new car! We are truly truly blessed.
For this coming year we're starting it off with a pretty radical resolution. We planned to do this for about a month not but I just so happened to find something today that nails down this plan of ours. We use our Discover card to pay for everything then at the end of the month we pay it off (Discover Card gives cash back). This helps us keep track of what goes where and for how much. I just looked up our year-to-date spend analyzer and it's unbelievable how much we (I) spend at Target! Of course, Discover doesn't have a specific "Target" category, but it does have retail and that total is over $8,000! Ouch!
This resolution might seem like nothing to some people, but for us, this going to be a stretch. As of Jan 2 (the day after the bowl game) to Jan 31st we won't be spending any money. We'll still be paying our bills obviously, but as for eating out, Target, Home Depot, we won't be spending anything. If we run out of bathroom cleaner, oh well. If I don't feel like cooking dinner, oh well. If a light bulb burns out, oh well. If a friend wants to go out to eat, oh well. If the guys want to go out for a beer, oh well! Nothing will be spent except gas and groceries. No home improvements! No spending money of any sort.
Now, this is just for the month of January. But we want to start the year off right. And I'm guessing it will save us somewhere between $600 and $1,000. We'll see how it goes and what we find to entertain ourselves instead. It's exciting to stretch yourself so far.
Chicken & Wild Rice Soup
1 year ago







